A: One valuable tip, although insurance-related and not necessarily a legal tip, is to contact your insurance agent and have them revisit and advise you on your replacement cost average on your homeowner’s insurance. You want to ensure that, in the event you lose your home to a fire, the insurance company will cut you a check sufficient to actually rebuild your home in light of the greatly increased cost of labor and materials in recent years, especially here in the Napa area.
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